By Ian Ardill

I love Wealthsimple.

Not exactly what you would expect a Wealth Advisor to say.

So why do I say it?  For a couple of reasons.  

First, because Wealthsimple – or other do-it-yourself, “robo-advisor” platforms such as Questrade – allows people to trade for no or low fees, they hold wealth managers like Ardill Group accountable for what we are delivering. In the advisor community, we must not just earn your business, but keep it.  And the results we are getting, indeed, are keeping our clients as we continue to grow. 

Second, because robo-advisors help people realize that managing their own investments is riskier and more complicated than they think.  People who’ve tried Wealthsimple and their competitors regularly come to me and ask for help with their portfolio, acknowledging something I fundamentally believe:  no one can be an expert at everything.  

Our clients are highly accomplished professionals and business owners.  They are exceptional at what they do. But they are not professional wealth managers, and they recognize that hiring a professional is a wise investment.

Some investors find DIY investing challenging.  Working with a professional can provide additional support, including for something we call emotional investing.   

Emotional investing is when people let feelings – like fear or overconfidence – influence their financial decisions, instead of sticking to a long-term investment plan based on logic and discipline. 

One of our most crucial jobs as wealth advisors is to keep our clients sticking to the plan, especially amid volatile markets. 

Consider a JP Morgan study comparing the average equity investor to the S&P 500 over the 20 years from 1998 to 2017 (see graph below). The average equity investor earned a return of 2.6%, barely more than inflation. The S&P 500 returned 7.2% over the same period.

How can an investor do worse than an index?  Because they are making emotional investment mistakes, the most prominent of which is trying to time the market.

Urgent vs important
And there is something else:  life is more complicated than ever.  People simply do not have time to be watching over their investments and doing the regular maintenance required. It is that classic struggle between the urgent (the million things grabbing our attention moment to moment) and the important (the bigger picture issues that are the truly important gamechangers).

The value we provide to our clients is that your important becomes our urgent. 

What is important to you?
Are you in growth mode, protection mode, income mode?  Are you actively working with a wealth advisor who is helping achieve those goals?  Do you know someone who needs the kind of high-touch service we provide?  We look forward to showing you, or someone you care about, that we’re Just the right match for your money®.

PS Be sure to watch the video at the top of this post!

Ian Ardill, B.A., M.T.S.
Wealth Advisor
CEO, Ardill Group

Direct: 1 905 769 2004
Office: 1 905 907 7000
ian@ardillgroup.com

Ian is a Dealing Representative with Raintree Financial Solutions, an Exempt Market Dealer. Exempt Market investments are offered only through RFS, while insurance and planning services through Ardill Group are outside RFS’s supervision. Please review the official offering documents and speak with your RFS advisor to ensure suitability before making any investment.

This article does not provide sufficient information for you to make a fully informed investment decision. This article also contains forward looking statements, which include target returns that may not be predictive of actual performance. Forward-looking information is based on the current expectations, estimates and projections of the securities issuer and involve a number of unknown risks and uncertainties which could cause the actual results or events to differ materially from those presently anticipated.

The post I love Wealthsimple. first appeared on Ardill Group.

By Ian Ardill

Another great Coffee with Ardill webinar is complete. What a great conversation on September 17^th between Ardill Group CEO Ian Ardill and Juli Ann Booker, Vice President of Strategy & Operations at Revesco Properties Trust – and one of Canada’s Top 50 Most Influential Women in Wealth 2024. 

Here is a recording of the webinar, including the Q&A.

MORE COFFEE WITH ARDILL
Join us for these webinars, coming up this fall!

October 8, 2025, 12noon ET
Forum Make Space
Danny Freedman:  Owner, Head of Corporate Development, Chairman, Forum Make Space

REGISTER



November 12, 2025, 12noon ET
Newlook Capital
Kyle Sinden:  National Business Development Manager, Newlook Capital

REGISTER



Ian is a Dealing Representative with Raintree Financial Solutions, an Exempt Market Dealer. Exempt Market investments are offered only through RFS, while insurance and planning services through Ardill Group are outside RFS’s supervision. Please review the official offering documents and speak with your RFS advisor to ensure suitability before making any investment.

This webinar will not provide sufficient information for you to make a fully informed investment decision. This webinar also contains forward looking statements, which include target returns that may not be predictive of actual performance. Forward-looking information is based on the current expectations, estimates and projections of the securities issuer and involve a number of unknown risks and uncertainties which could cause the actual results or events to differ materially from those presently anticipated.

Ian Ardill, B.A., M.T.S.
Wealth Advisor
CEO, Ardill Group

Direct: 1 905 769 2004
Office: 1 905 907 7000
ian@ardillgroup.com

The post Revesco webinar: the video first appeared on Ardill Group.

By Ian Ardill

If you’ve ever wondered what it’s like to own a dental practice – not as a dentist, but as an investor – you’re not alone. On this episode of Money Match, I sit down with Elroy Gust, President and CEO of Newlook Capital.  With zero debt and a focus on quality over quantity, Newlook is quietly redefining private equity in healthcare. 

About the Dental Practice Rollout Fund

• Launched in 2018, focused on dental practice consolidation
• Currently owns ~35 practices with $140M AUM in this fund alone
• Operates with no bank debt—an uncommon approach in private equity
• Partners with Dr. Sam, who owns 30% of the fund and leads operations

Investment Options

1. Debentures

• 5-year rolling term
• 9% interest income, ideal for registered accounts
• Lower risk, sits higher in the capital stack

2. Equity

• Quarterly cash distribution of 6–7%, plus upside
• Targeting 15% total annual return
• Participation in practice value growth (multiple arbitrage from 6–7× purchase to 9–10× resale)

Investment Philosophy

• Extremely selective: Looks at many clinics, buys few
• Only purchases profitable, well-run clinics—no turnaround projects
• Avoids leverage to de-risk returns
• Strong alignment with investors: No profit share for New Look until investors receive an 8% hurdle

Is this investment opportunity right for you?  Watch this latest episode of Money Match, or give me a call.

PS This is Part Two of my interview with Elroy.  Check out Part One here, in which we discuss another Newlook fund that has served investors so well by buying essential services businesses:  the Newlook Capital Industrial and Infrastructure Services Fund.

Ian Ardill, B.A., M.T.S.
Wealth Advisor
CEO, Ardill Group

Direct: 1 905 769 2004
Office: 1 905 907 7000
ian@ardillgroup.com

Ian is a Dealing Representative with Raintree Financial Solutions, an Exempt Market Dealer. Exempt Market investments are offered only through RFS, while insurance and planning services through Ardill Group are outside RFS’s supervision. Please review the official offering documents and speak with your RFS advisor to ensure suitability before making any investment.

This article does not provide sufficient information for you to make a fully informed investment decision. This article also contains forward looking statements, which include target returns that may not be predictive of actual performance. Forward-looking information is based on the current expectations, estimates and projections of the securities issuer and involve a number of unknown risks and uncertainties which could cause the actual results or events to differ materially from those presently anticipated.

The post You don’t have to be a dentist first appeared on Ardill Group.

Working with successful entrepreneurs and business owners is a core focus at Ardill Group.  This video tells the story of our clients Marc Bailey and Christine Martell – and the role we have been honoured to play upon Marc’s retirement from ownership of engineering practices.  

Want to know more about the possibilities for your business?  Just reach out.

Disclaimer:  This testimonial is from an existing client in their words and was provided at our request, and may not reflect the experience of all clients. Recorded June 27, 2024.

The post Client spotlight: Marc and Christine first appeared on Ardill Group.

Hello everyone,

It’s amazing how fast time flies, especially as we get a little older! I’ve been thinking about what to share with you, and I’m sure many of you, like me, are navigating some of your own medical challenges. For me, it’s heart palpitations—something I don’t even feel, but they’re there, and I begrudgingly take a blood thinner for them.

I recently found an exercise that I can do each morning to help with my health, and it’s been surprisingly uplifting, more so than I ever expected. I wanted to share it with you and encourage you to give it a try. It is a morning reminder. 

(A lot of us find great ideas like this, but then we get busy and just forget to do them. So, what I did was put it on my calendar as a daily, repeating task. It’s a great reminder, and honestly, it’s been working so well for me!)

Morning Reminder 

Here is the kind of reminder I have been practicing each morning, for self-healing. Does it sound rather New Age?  Yes.  But if you suspend disbelief, I expect it will help you.

Stop and Feel: Close your eyes and take a deep breath. Release all hidden motives and feelings of “need.” You are not asking from a place of lack, but from a place of gratitude.

Declare and Believe: Say this statement out loud or to yourself:

“My prayer is already answered. My body is healed, whole, and perfect.  My perfect relationship is already here, filled with joy and connection. My abundance is already here, flowing to me from all directions.”

Surround Yourself: Imagine your DNA strands becoming perfectly straight and ideal. Be enveloped by the feeling of being fully healed, happy, and in your perfect reality.

Embody It Now: Live in this state of gladness. For the rest of the day, act as if it has already happened. The key is to believe you are already whole, complete, and healed, right now.

This exercise has made me more positive each day with great energy. Try it – and let me know if it is working for you.

Happy retirement journey,

John

John Ardill
Founder and Mentor
Ardill Group
Direct: 1 416 400 5882
Office: 1 905 907 7000
john@ardillgroup.com

The post Something surprising first appeared on Ardill Group.